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	<title> &#187; budget</title>
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		<title>The Budgeted Nomad?</title>
		<link>http://www.grad2nomad.com/the-budgeted-nomad/</link>
		<comments>http://www.grad2nomad.com/the-budgeted-nomad/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 17:43:00 +0000</pubDate>
		<dc:creator>Aaron Anderson</dc:creator>
				<category><![CDATA[Trip Preparation]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[consistency]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[job search]]></category>
		<category><![CDATA[long-term]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[sickness]]></category>

		<guid isPermaLink="false">http://www.grad2nomad.com/?p=18</guid>
		<description><![CDATA[Well, I&#8217;m sick. I&#8217;m a little surprised by that, because I don&#8217;t remember the last time I was seriously sick. It was before my mission sometime. I think part of the reason I may be sick is because I haven&#8217;t been exercising as regularly as I usually do, and I&#8217;ve stopped being quite as diligent [...]]]></description>
			<content:encoded><![CDATA[<p>Well, I&#8217;m sick. I&#8217;m a little surprised by that, because I don&#8217;t remember the last time I was seriously sick. It was before my mission sometime. I think part of the reason I may be sick is because I haven&#8217;t been exercising as regularly as I usually do, and I&#8217;ve stopped being quite as diligent in my eating habits. I guess it could also be that I just got a virus. I guess I shouldn&#8217;t expect to never get sick no matter how healthy I keep myself.</p>
<p>I continue to mull around in my head the idea of this nomadic trip. I would really like to make a decision, but I just want to make sure I&#8217;m going to commit to whatever I decide to do. On Sunday I went to personal finance class that our Stake wants to be taught to every ward. I really enjoyed it, and I learned a lot. When I was listening to it, I realized that I really need to start saving and putting money away. I guess you could say, I need to start planning for my future and being financially prepared for it. That&#8217;s one of the bigger doubts that I&#8217;m having now. I mean, I&#8217;m almost 25, and I have nothing saved away. Nothing. A lot of people my age are in debt, but that&#8217;s not really an excuse.</p>
<p>So, if I go on this trip, it will probably only delay the amount of time until I start making money and putting it away for long-term plans and goals. See, there is one part of me that is starting to realize all the lessons that I&#8217;ve learned from my many different post-graduation jobs. The reason I kept getting new jobs is because I wanted to find something that I loved doing. I kept telling myself that the money isn&#8217;t important, and that if I find something I love, the money will follow. Well, I&#8217;m starting to realize that is true in a sense, but if doing what you love doesn&#8217;t pay enough to satisfy your daily wants and needs, then it taints the activity and you start not to enjoy it as much. I&#8217;ve been so concerned on finding exactly what I&#8217;d like to do, that I haven&#8217;t been consistent with anything. I think that a better plan is to find a job I enjoy that pays well, but that still gives me the time and freedom to explore other options at the same time. See, I could have had a part-time sales job during all of these different adventures I&#8217;ve had. Then, since I wouldn&#8217;t have financial necessity to worry about, I could more fully analyze how much I enjoy the different projects I get involved in.</p>
<p>I&#8217;m an entrepreneur by heart. I see opportunities, and I always get excited about trying something new. Although having money isn&#8217;t necessary to make businesses successful, it sure makes them a lot easier. There are some ideas that I&#8217;ve had that I just couldn&#8217;t pursue because I didn&#8217;t have the financial resources to pursue them.</p>
<p>For example, with RateMySummerSalesJob.com, I got sick of going through the website and trying to search for problems that needed to be fixed. If I could just hire someone to do the beta testing for me, I could be off and running on the project. So, although starting a business is a great and worthy goal, I need to have a job that pays well while I explore different business options. That way, I won&#8217;t even consider myself to be finicky. I&#8217;ll have a job that I do regularly, but I can just consider my different business adventures as hobbies. And that&#8217;s completely fine to me if I have lots of different hobbies.</p>
<p>Also, to me it&#8217;s not necessarily just the excitement of working on my own ideas that intrigues me about entrepreneurship. I think it&#8217;s the idea of taking nothing to something that sounds so fun, whether it be my idea or not. In the Utah Valley, there are a lot of startup companies, and I would love to get in on the ground floor of many of them. However, I need to have a specialty that I can bring to the table. Although I consider myself really good at fixing problems, being very organized, and having an eye for opportunity, those aren&#8217;t the kinds of skills you sell yourself on. I need to have a specialty that will make me a valuable asset to any company, especially startups. I think the best thing for me to become specialized in is sales. I like sales, and that&#8217;s the lifeblood of any company, especially startups.</p>
<p>So, I guess my concern is if I go on this trip, I&#8217;m just delaying making money and starting my life. However, I can still go on this trip, make money, and put it away like anything else. In fact, if I don&#8217;t have to pay for housing, my expenses will be lower, although my food expense will increase, and my travel expenses could increase as well. But, I could set up a very specific budget for my trip that I need to stay under, while still working and making money through my sales job. I&#8217;ve been feeling more and more how I need to set a very specific budget. I want to live for about $1000 a month as far as my living expenses are concerned. That seems like it would be rather easy to stay under while traveling on the road, and I could make a budget specific to my nomadic lifestyle. Once I want to return to a &#8220;normal life&#8221;, I can just readjust my budget to the different expenses that will be associated with how I live.</p>
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		<title>New Job</title>
		<link>http://www.grad2nomad.com/new-job/</link>
		<comments>http://www.grad2nomad.com/new-job/#comments</comments>
		<pubDate>Sat, 17 Oct 2009 02:36:00 +0000</pubDate>
		<dc:creator>Aaron Anderson</dc:creator>
				<category><![CDATA[Trip Preparation]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[job search]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[necessities]]></category>

		<guid isPermaLink="false">http://www.grad2nomad.com/?p=10</guid>
		<description><![CDATA[Well, I ended up getting that job with Spintek Marketing. It sounds like it&#8217;ll be a good fit for me. The thing that I like about it is that I&#8217;ll be able to work around 20 hours a week, and make $500-$1000 a week. That&#8217;s not too bad. Their top producers are making more than [...]]]></description>
			<content:encoded><![CDATA[<p>Well, I ended up getting that job with Spintek Marketing. It sounds like it&#8217;ll be a good fit for me. The thing that I like about it is that I&#8217;ll be able to work around 20 hours a week, and make $500-$1000 a week. That&#8217;s not too bad. Their top producers are making more than $1,000 a week, and that&#8217;s from being on the phone for around 20 hours. So, I think that job can be what I use to make enough money to help fuel whatever else I want to do. That&#8217;s plenty of money for me to live on, and I&#8217;ll have plenty left over to save and to get things I want. Then, with all my extra time and money, I can work on lots of other projects. It should be really sweet. I&#8217;m excited to not have to worry about money any more. Even though I think it took a lot of courage for me to go this long without seeking out a job for necessity, it has kind of sucked. It has been really hard to not buy anything. However, once I do start making money again, I want to create a very specific and strict budget. I always just buy what I think is absolutely necessary. Now, it&#8217;ll only be necessary if I can fit it in my budget. I mean, I bought a two-year membership to 24-hour fitness, total immersion DVD, and took a trip to the Kokopelli tri, all while I didn&#8217;t have any money. None of those were necessary, but I felt like they were. So, I need to budget my money out very specifically, and I plan on budgeting out $1,000 a month. So, that should be plenty of money to spend on dating, travel, and triathlon. Anything I make above and beyond $1000 I want to use for investments and education. I want to put some money in the stock market and start playing around and learning a little bit more about that. I also want to get some different certifications and stuff. So, that&#8217;s my plan at this point.</p>
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